Tag: Personal Finance

Life stage planning, Personal Finance

Financial Literacy for your Wife to Live a Stress-Free Life After Your Death

In many Indian families, the husband traditionally handles financial management, leaving the wife unaware of key financial details. This lack of knowledge can create significant stress for the surviving spouse after the husband’s death. Ensuring your spouse is well-educated about the family’s finances is essential to succession planning. The Gender Gap in Financial Literacy According to a report by UNESCO, less than 40% of women … Continue reading Financial Literacy for your Wife to Live a Stress-Free Life After Your Death

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Financial Literacy for Women
Happiness, Money, Personal Finance

An Important Discussion A Couple Needs to Do in the Midst of Corona Crisis

There were 3 deaths people (all the three males) closely known to me, due to COVID 19 in the last 2 months. There are thousands of others who died since the outbreak of the pandemic. The spread is not contained, the threat is persistent, and the vaccine availability is uncertain. We all are living with the constant fear of death, and hope of surviving this … Continue reading An Important Discussion A Couple Needs to Do in the Midst of Corona Crisis

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Asset Allocation
Life stage planning, Personal Finance

Do You Know Asset Allocation is the Key to a Successful Financial Planning?

We all know putting all eggs in one basket could be dangerous if the basket goes bust. Similarly, keeping all your savings and investments in one class of assets could be either risky or would not give a reasonable mix of returns. There are several classes of assets available for an individual to park their savings.  Some are risky, some are safe, some are reasonably safe, … Continue reading Do You Know Asset Allocation is the Key to a Successful Financial Planning?

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Personal Finance
Insurance, Life stage planning, Personal Finance

A Short Post on Personal Finance for Quick Understanding

Once I was with my client at a coffee shop in the 5-star hotel. I was asked about my coffee choice. Out of the multiple options, I was not sure what to order so I left it to the client. I thought when we had only two options of coffee i.e. filter coffee, and Nescafe life was easier. With the arrival of Starbucks and CCDs, … Continue reading A Short Post on Personal Finance for Quick Understanding

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Wealthy
Happiness, Personal Finance, Wealth Management

Do You Know You are Wealthy Without Your Knowledge

Do you know the precious wealth you possess? Many people are ignorant about the priceless wealth they possess. If you are also one of them, read on to know more. Do you determine your wealth only by monetary measurement? If your answer is yes, you need to quickly redefine your definition of wealth. Wealth has many dimensions. Henry David Thoreau, an American Poet, and Philosopher … Continue reading Do You Know You are Wealthy Without Your Knowledge

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Art of Spending Money
Money Basics, Personal Finance

Do You Know The Art of Spending Money?

Do you want to create wealth? Do you find it difficult to control your spending? Are you looking for ideas to spend less and save more? Read on this post. Here we have shared 8 ideas to spend less and save more. The wealth is created by investing what you save. What you save is the difference between what you earn and what you spend. Therefore the … Continue reading Do You Know The Art of Spending Money?

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Financial Distress
Borrowing, Business, Happiness, Money

8 Things You Need to Know to Deal With Financial Distress

NPA figure in the banking and NBFC industry is exorbitant. Banks are suffering but what about the borrowers who have suffered business loss. They are facing recovery agents, social abstinence, legal battles, the stress of managing family expectations and responsibility of turning around the business. The situation is dire. People suffering from financial distress are all around us. Financial distress is not a new thing. … Continue reading 8 Things You Need to Know to Deal With Financial Distress

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Money & Happiness
Happiness, Money

Know How Money Can Bring Happiness for You

Do you know money also can bring happiness? Contrary to what you have heard, money can bring happiness to you and your family. The only condition is you need to be vigilant of what you are doing with the money.  Here we list down 5 ways your money can bring you happiness. Know it well and harvest your happiness with your money. If You Invest … Continue reading Know How Money Can Bring Happiness for You

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