There were 3 deaths people (all the three males) closely known to me, due to COVID 19 in the last 2 months. There are thousands of others who died since the outbreak of the pandemic. The spread is not contained, the threat is persistent, and the vaccine availability is uncertain. We all are living with the constant fear of death, and hope of surviving this … Continue reading An Important Discussion A Couple Needs to Do in the Midst of Corona Crisis
Upper classes are a nation’s past; the middle class is its future. Ayn Rand The irony is middle-class earners are busy earning money and aspiring to become rich. In the process, they just ignore the very process to enhance their financial wellbeing. We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially … Continue reading Money Basics Middle Class Needs to Master for a Good Life
Do you know the precious wealth you possess? Many people are ignorant about the priceless wealth they possess. If you are also one of them, read on to know more. Do you determine your wealth only by monetary measurement? If your answer is yes, you need to quickly redefine your definition of wealth. Wealth has many dimensions. Henry David Thoreau, an American Poet, and Philosopher … Continue reading Do You Know You are Wealthy Without Your Knowledge
Many people like to retire early and many do not like to retire till death. The single most important condition to retire at 40 is to have a desire to retire at 40. Many people who have enough to survive for a couple of generations are not retiring at 70. They keep working and work for money until their body says no. Some people are so … Continue reading Why Do You Need To Go To The Work Tomorrow?
Do you want to create wealth? Do you find it difficult to control your spending? Are you looking for ideas to spend less and save more? Read on this post. Here we have shared 8 ideas to spend less and save more. The wealth is created by investing what you save. What you save is the difference between what you earn and what you spend. Therefore the … Continue reading Do You Know The Art of Spending Money?
When you opt for Cake against Ice-cream, you have sacrificed the experience of eating ice cream. When you opt for Watching TV over outing, you have sacrificed an enjoyable outing experience. Every day and in several matters, we choose one over the other choice. The choice we sacrifice in favour of the choice we make is the opportunity lost. This is why it is called Opportunity cost. This is … Continue reading You Need to Know This Important Concept For Better Decision Making
A good Financial Planning also takes care of wealth distribution to the next generation. You invest in a life insurance policy to protect your family member after your death. You make a WILL to make their lives easy after your death. You also make a WILL to distribute wealth in a fair way. You make a WILL to express all your wish about your wealth. “When you do … Continue reading Why You Need to Make a Will?
Caution: This could be a life-changing read. “Often it is those who live quietly, modestly, and contentedly with a simple life who are the happiest.” Joshua Becker The biggest obstacle to our happiness is our wrong definition of happiness. If we define something wrong then we will struggle for it, but never will be able to achieve it. We have beliefs that MORE is necessary for … Continue reading How to be Happy – Always
Retirement planning is very important planning you do in life. You have all the investments and life insurance policies in place to take care of your retirement. You have a monthly income plan to take care of your comfortable lifestyle. “We don’t stop playing because we grow old. We grow old because we stop playing.” George Bernard Shaw But if the one important ingredient is … Continue reading The Missing Link to Foolproof Retirement Planning You Need to Know