Category: Personal Finance

Financial Literacy for Women
Happiness, Money, Personal Finance

An Important Discussion A Couple Needs to Do in the Midst of Corona Crisis

There were 3 deaths people (all the three males) closely known to me, due to COVID 19 in the last 2 months. There are thousands of others who died since the outbreak of the pandemic. The spread is not contained, the threat is persistent, and the vaccine availability is uncertain. We all are living with the constant fear of death, and hope of surviving this … Continue reading An Important Discussion A Couple Needs to Do in the Midst of Corona Crisis

Sunil GandhiLeave a comment
Middle Class & Money
Money, Personal Finance

Money Basics Middle Class Needs to Master for a Good Life

Upper classes are a nation’s past; the middle class is its future. Ayn Rand The irony is middle-class earners are busy earning money and aspiring to become rich. In the process, they just ignore the very process to enhance their financial wellbeing. We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially … Continue reading Money Basics Middle Class Needs to Master for a Good Life

Sunil GandhiLeave a comment
Wealthy
Happiness, Personal Finance, Wealth Management

Do You Know You are Wealthy Without Your Knowledge

Do you know the precious wealth you possess? Many people are ignorant about the priceless wealth they possess. If you are also one of them, read on to know more. Do you determine your wealth only by monetary measurement? If your answer is yes, you need to quickly redefine your definition of wealth. Wealth has many dimensions. Henry David Thoreau, an American Poet, and Philosopher … Continue reading Do You Know You are Wealthy Without Your Knowledge

Sunil GandhiLeave a comment
Early Retirement
Happiness, Life stage planning, Personal Finance

Why Do You Need To Go To The Work Tomorrow?

Many people like to retire early and many do not like to retire till death.  The single most important condition to retire at 40 is to have a desire to retire at 40. Many people who have enough to survive for a couple of generations are not retiring at 70. They keep working and work for money until their body says no. Some people are so … Continue reading Why Do You Need To Go To The Work Tomorrow?

Sunil GandhiLeave a comment
Art of Spending Money
Money Basics, Personal Finance

Do You Know The Art of Spending Money?

Do you want to create wealth? Do you find it difficult to control your spending? Are you looking for ideas to spend less and save more? Read on this post. Here we have shared 8 ideas to spend less and save more. The wealth is created by investing what you save. What you save is the difference between what you earn and what you spend. Therefore the … Continue reading Do You Know The Art of Spending Money?

Sunil GandhiLeave a comment
Opportunity Cost Decision Making
Business Finance, Money & Economics, Personal Finance

You Need to Know This Important Concept For Better Decision Making

When you opt for Cake against Ice-cream, you have sacrificed the experience of eating ice cream. When you opt for Watching TV over outing, you have sacrificed an enjoyable outing experience. Every day and in several matters, we choose one over the other choice. The choice we sacrifice in favour of the choice we make is the opportunity lost. This is why it is called Opportunity cost. This is … Continue reading You Need to Know This Important Concept For Better Decision Making

Sunil GandhiLeave a comment
Will Making
Happiness, Money, Money Basics, Personal Finance, Wealth Management

Why You Need to Make a Will?

A good Financial Planning also takes care of wealth distribution to the next generation. You invest in a life insurance policy to protect your family member after your death. You make a WILL to make their lives easy after your death. You also make a WILL to distribute wealth in a fair way. You make a WILL to express all your wish about your wealth. “When you do … Continue reading Why You Need to Make a Will?

Sunil GandhiLeave a comment
More of less
Personal Finance

How to be Happy – Always

Caution: This could be a life-changing read. “Often it is those who live quietly, modestly, and contentedly with a simple life who are the happiest.”  Joshua Becker The biggest obstacle to our happiness is our wrong definition of happiness. If we define something wrong then we will struggle for it, but never will be able to achieve it. We have beliefs that MORE is necessary for … Continue reading How to be Happy – Always

Sunil GandhiLeave a comment
Retirement Planning
Personal Finance

The Missing Link to Foolproof Retirement Planning You Need to Know

Retirement planning is very important planning you do in life. You have all the investments and life insurance policies in place to take care of your retirement. You have a monthly income plan to take care of your comfortable lifestyle. “We don’t stop playing because we grow old. We grow old because we stop playing.” George Bernard Shaw But if the one important ingredient is … Continue reading The Missing Link to Foolproof Retirement Planning You Need to Know

Sunil GandhiLeave a comment